Choose the plan that restores your credit.
Every client starts with the same foundation — a full AI audit of your credit profile and
access to your personal dashboard. Then pick the dispute package that matches how
far you need to go.
Credit Report & Platform Access
One-time sign-up that unlocks everything below. We pull your 3-bureau report, run the AI deep audit, and build your personalized action plan inside your client dashboard.
$250
ONE-TIME · WAIVED IF PAID IN FULL
✓ 3-bureau credit report pull
✓ AI deep audit & error scan
✓ Personalized action plan
✓ Client dashboard access
✓ Free strategy consultation
Personal Restoration Packages
Pay monthly over 12 months, or pay in full and we waive the $250 enrollment fee. Every tier includes everything in the tier before it.
Essential
For profiles with a handful of
inaccurate or unverified items.
Pay in Full: $250
1-Time Activation Fee: $50
✓ Disputes across all 3 bureaus
✓ Up to 5 negative items per round
✓ Monthly dispute rounds
✓ Real-time dashboard tracking
✓ Email support
Elite
Full restoration plus a rebuild plan
for long-term score health.
Contact Us for more information
+ Everything in Accelerated
✓ Cease & desist handling
✓ Credit-rebuild roadmap
✓ Utilization & habit coaching
✓ 12 months of advisor support
90-Day Money-Back Guarantee
If we don't identify actionable dispute opportunities in your profile within 90 days, your package fee is refunded. No fine print games.
True Credit Advisors AI is a credit education and dispute assistance service. We are not a law firm and do not provide legal advice.
Results are not guaranteed and vary based on individual circumstances. All fees are disclosed before purchase in accordance with
applicable consumer protection laws.